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Rural housing programme,as an independent programme , started with Indira Awaas Yojana (IAY) in January 1996. Although IAY addressed the housing needs in the rural areas, certain gaps were identified during the concurrent evaluations and the performance Audit by Comptroller and Auditor General (CAG) of India in 2014.

Keywords: IAY, pmay, pradhan mantri awaas yojana, pmayg, pmay-g, pmayg nic in, indra awaas yojana, pradhan mantri awaas yojana gramin